Jewelry & Valuable Items Insurance
Stand-alone protection for heirlooms, art, and high-value physical assets. The biggest shock for many homeowners is discovering that their standard policy caps jewelry theft coverage at just $1,500 to $2,500 total. If you own engagement rings, luxury watches, or fine art, standard coverage is simply not enough.
Why it might fit your Wize Plan
Scheduled Appraised Value
We explicitly list (schedule) each item on the policy based on a certified appraisal, guaranteeing you receive the full value of the item if it is lost or stolen.
Mysterious Disappearance Coverage
Unlike standard policies that require proof of a break-in or fire, a scheduled policy covers items that simply fall off your finger or are lost while traveling.
Worldwide Protection
Your high-value items are fully protected whether you are sitting in your living room in Florida or vacationing across the globe.
Zero Deductible Options
We can often structure these policies with a $0 deductible, ensuring you aren't paying out-of-pocket to replace a precious family heirloom.