Boat & Watercraft Insurance

Premium maritime protection for your high-value watercraft. The risks on the water are vastly different from the risks on the road. From submerged hazards to uninsured boaters, a specialized watercraft policy is essential to protect your vessel and your liquid capital.

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Why it might fit your Wize Plan

Agreed Value Protection

We structure policies that guarantee you receive a set, agreed-upon amount if your boat is declared a total loss, rather than a depreciated cash value.

Maritime Liability

Provides massive financial defense if you are involved in a collision that injures another boater, damages a dock, or results in an accidental fuel spill (which carries massive environmental cleanup fines).

Uninsured Boater Coverage

Florida waters are crowded, and many boaters operate without insurance. This crucial coverage pays for your medical expenses if you are hit by an uninsured vessel.

On-Water Towing & Personal Property

Covers emergency on-water assistance and protects the expensive fishing gear, electronics, and water sports equipment kept on board.