Landlord Insurance (Dwelling Fire)
Strategic protection for your cash-flowing real estate assets. Renting out a property requires specialized coverage. A standard homeowners policy will almost always deny a claim if the home is being used as a primary rental property. We secure robust Landlord (Dwelling Fire) policies that protect the unique risks of real estate investing.
Why it might fit your Wize Plan
Structure & Asset Protection
Cover the physical building against fire, wind, hail, and other covered perils, ensuring your capital investment is never wiped out.
Loss of Rental Income
If a fire or major disaster makes your property uninhabitable during repairs, this crucial coverage replaces the rental income you are losing out on, keeping your cash flow steady.
Premises Liability
If a tenant or their guest is injured on the property and sues, your landlord policy provides the legal defense and liability coverage needed to prevent them from coming after your personal assets.
Equipment & Furnishings
Protect the appliances, lawnmowers, or furnishings you own and leave on-site for the tenant to use.