Condo Insurance (HO-6)
Tailored protection bridging the gap left by your condo association. When you buy a condo, your Homeowners Association (HOA) carries a master policy that typically only covers the exterior building and common areas. Everything from the drywall in—including your cabinets, flooring, and appliances—is your responsibility.
Why it might fit your Wize Plan
"Walls-In" Protection
We ensure the true replacement cost of your interior upgrades and structural elements are fully covered against fire, water damage, and severe weather.
Loss Assessment Coverage
 If your HOA issues a special assessment to all unit owners to cover a major repair or liability claim against the building, this crucial coverage can help pay your share, protecting your cash flow.
Personal Property
We calculate the value of your furniture, electronics, and valuables to ensure they can be replaced without draining your savings.
Personal Liability
Just like a standard home policy, we structure your liability limits to protect your assets if a guest is injured inside your specific unit.