Umbrella
High-limit liability coverage for ultimate peace of mind. Standard home and auto policies have maximum liability limits. If you are sued for an amount that exceeds those limits, you are personally responsible for the difference. An Umbrella policy kicks in exactly where your other policies stop.
Why it might fit your Wize Plan
Maximum Asset Protection
Secure an extra $1 million to $5 million (or more) in liability coverage to protect your real estate, investment portfolios, and future wages from being garnished in a lawsuit.
Incredible Cost-Efficiency
Because it acts as a secondary layer of defense, umbrella insurance is surprisingly affordable—often costing just a few hundred dollars a year for a massive amount of coverage.
Broader Coverage
 Umbrella policies often cover claims that standard policies exclude, such as libel, slander, or false arrest.
Essential for High-Net-Worth
If the total value of your assets (including your home equity, retirement accounts, and savings) exceeds your auto liability limits, an umbrella policy is a non-negotiable part of your financial strategy.