Non-Conforming Mortgages
Customized capital for complex and specialized real estate goals. Traditional lending guidelines (like those set by Fannie Mae and Freddie Mac) are incredibly rigid, but your financial strategy shouldn't be. Non-conforming loans are specialized portfolio products designed to accommodate borrowers, income types, and properties that traditional banks simply don't know how to handle.
Why it might fit your Wize Plan
Foreign National Financing
Unlock Florida's lucrative real estate market. We provide financing for international buyers looking to diversify their global assets with a U.S. property, without requiring a U.S. credit footprint.
Complex Income Solutions
Perfect for borrowers who have substantial wealth or unique cash flows (such as trust income, heavy asset depletion, or complex K-1 structures) that don't align with standard underwriting.
Unique Property Types
Secure financing for properties that traditional lenders shy away from, such as condotels, non-warrantable condos, or properties with significant acreage.
Tailored Underwriting
Because these loans are typically held by private investors rather than sold to government agencies, we have the flexibility to look at your entire financial narrative and secure terms that specifically align with your long-term plan.