Flexible Financing Built Around Your Goals
Conventional Loans
A conventional loan remains one of the most versatile and cost-effective ways to finance a home. Whether you're purchasing your first property, upgrading to your forever home, or investing in real estate, conventional financing offers the flexibility to align your mortgage with your long-term financial strategy.
Down Payments
Down payments as low as 3% for qualified buyers
Why It May Fit Your Wize Plan
We don't simply help you qualify for a mortgage. We evaluate how your mortgage supports your cash flow, savings goals, future investments, and retirement plans. A conventional loan often provides the greatest flexibility for clients looking to build long-term wealth while maintaining financial stability.
Why Choose a Conventional Loan?
Conventional mortgages aren't backed by a government agency, allowing lenders to offer competitive rates and customizable loan terms for qualified borrowers.
Competitive Rates
Competitive interest rates derived from high credit standards
Flexible Terms
Flexible loan terms from 15 to 30 years to suit your strategy
Our Concierge Process
Our advisors compare multiple wholesale lenders, explain every option side-by-side, and guide you through every step from application to closing. You'll always understand the numbers before making a decision.
Property Types
Available for primary, vacation, and investment properties
PMI Removal
Private Mortgage Insurance (PMI) can be removed once equity is reached